Slex Pay is a fintech service brand. Banking services are provided through licensed partners in Pakistan.

Merchant Pricing Overview

Slex Pay provides a dual commercial model covering both incoming collections (Payin) and outgoing disbursements (Payout), so merchants can operate one unified payment stack for revenue acceptance and real-time settlements to partners, vendors, and customers.

How Our Pricing Model Works

Slex Pay pricing is built to offer clear and predictable cost visibility for businesses at different growth stages. The Payin rate applies when your business receives funds from customers through supported channels, while the Payout rate applies when your business sends funds to beneficiaries, vendors, or partner accounts. To maintain fairness and operational efficiency across our disbursement infrastructure, Payout pricing is structured at 80% of the corresponding Payin rate for the same payment channel.

This framework helps merchants estimate acquisition and settlement costs with greater confidence, reduces pricing ambiguity during financial planning, and supports accurate margin forecasting at both transaction and portfolio levels. Final commercial approval remains subject to merchant profile review, expected monthly volume, operating model, and compliance validation, and is issued through formal written confirmation before account activation for live processing.

Payin Charges (Collections)

  • Debit/Credit Cards (Local): 1.79% per transaction
  • Debit/Credit Cards (International): 2.89% per transaction
  • Digital Wallets: 1.49% per transaction
  • Bank Transfer / IBFT: 0.99% per transaction
  • QR Payments: 0.95% per transaction
  • Payment Links / Invoices: 1.25% per transaction

Payout Charges (Disbursements)

  • Debit/Credit Cards (Local): 1.43% per transaction
  • Debit/Credit Cards (International): 2.31% per transaction
  • Digital Wallets: 1.19% per transaction
  • Bank Transfer / IBFT: 0.79% per transaction
  • QR Payments: 0.76% per transaction
  • Payment Links / Invoices: 1.00% per transaction

The above schedule is presented as a public reference for commercial understanding. Slex Pay supports real-time settlements. Actual onboarding terms, service coverage, and channel availability are finalized during the merchant approval process and are communicated through an official commercial email before production enablement.